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A Guide to Child Trust Funds

With the launch of the Child Trust Fund (CTF), babyworld recognised that parents might need some guidance on how they work.

Children born on or before 2 January 2011 could get at least £50 to start their Child Trust Fund (CTF) account. Extra payments may also be paid in certain circumstances. For example, if you’re on a low income or your child has a disability.

The starting CTF payment

If your child was born between 1 September 2002 and 2 January 2011, and you get Child Benefit for them, they could qualify for a CTF account and get one of the amounts shown below.

Babies born on 3 January 2011 or later, or before 1 September 2002, do not qualify for a CTF account and won’t get any CTF payments. You could get a higher starting payment if a local authority looks after your child.

  • £250 Paid if both of the following apply:
    • you first got Child Benefit (or a European Union family benefit) for your child on or before 2 August 2010
    • your child was born on or after 1 September 2002 but before 3 January 2011
  • £50 Paid if both of the following apply:
    • you first got Child Benefit (or a European Union family benefit) for your child at any time between 3 August 2010 and 3 January 2011

    your child was born on or after 1 September 2002 but before 3 January 2011

If you haven’t already made your claim for Child Benefit, don’t delay. Your claim can only be backdated by up to 3 months.

Child Trust Fund Helpline
Child Trust Fund Office
Waterview Park
Mandarin Way
Washington
NE38 8QG

Phone number 0845 302 1470 Calling from outside the UK +44 1355 359 002
Text phone 0845 366 7870
Opening Hours Monday to Friday 8.00 am to 8.00 pm, Saturday 8.00 am to 4.00 pm

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