Pension Questions to ask

Here is a checklist of questions which you will need to ask if you are in either a company pension or personal pension:

• What happens to the life cover with my pension? (Particularly important if you are in a company pension scheme.)
• Will I receive maternity pay, and if so will my employer continue to contribute to my pension?
• If I receive maternity pay should I continue my own contributions, and if so, how much?
• If I do not continue my contributions is my pension frozen? If so, can I restart it at a
  later date without penalty?
• How will my pension fund grow while I am not contributing?
• Can I add a lump sum to my pension at a later date?