posts related to: Debt

family-finances

Packing up my financial troubles

Well what a difference a week makes. I have been extremely proactive, finding us somewhere to live and taking the first steps to get my financial worries and debts under control. We’ve found a lovely three bedroom cottage in West Sussex with a tranquil garden that looks onto trees and fields – an ideal location…

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Paid bills

Dealing with post-Christmas Debt

January is a tough time for families.  The magic of Christmas is a dim and distant memory, the tree is long gone and the stocking fillers have already run out of batteries, however what lingers is the debt, the bills and the long, long wait for that January pay day.  It can be a bleak…

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Woman Dropping Change in Coin Purse

Don’t let Christmas leave you financially insecure

Every January, the media is full of news about families and consumers who are feeling financially insecure following the excesses of Christmas. And with the economic climate as bad as it is, it seems that the situation this year will be ever more grave, with one in three parents reportedly going into debt to pay…

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random_18

Making credit cards work for you

Despite numerous interest rate falls, the cost of borrowing on credit cards is still very high. Store cards tend to be particularly expensive with APRs of 31%, and some well known banks are charging over 23%. Transfer your balance to a new card company and you may be able to reduce this rate to an APR of…

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